Terms of Use

A. Definitions

Website

The website accessible at fugana-jikopo.info and all its pages and subpages.

User

Any natural or legal person who accesses or uses the Website, regardless of purpose.

Content

All text, images, graphics, audio, video, data, worksheets, and other materials published on the Website.

Webinar

A live or recorded online educational session offered by Fugana Jikopo on the subject of integrated time management and personal budgeting planning.

Controller

Fugana Jikopo, acting as the data controller as described in the Privacy Policy.

B. Nature and Purpose of the Website

This Website is an informational resource. Its purpose is to describe the educational webinar series offered by Fugana Jikopo, explain the content and format of the webinars, and provide contact information for enquiries.

Nothing on this Website constitutes financial advice, tax advice, investment advice, or any form of professional recommendation of any kind. The educational content presented in the webinars and on this Website is provided for general informational purposes only. Users are responsible for their own financial and time management decisions.

C. Permitted Use

You may access and use this Website for personal, non-commercial, informational purposes. Specifically, you may:

• Browse and read the content of the Website.
• Submit enquiries using the contact form.
• Share links to pages of this Website for non-commercial purposes.

You may not:

• Copy, reproduce, republish, or redistribute any Content without prior written permission from Fugana Jikopo.
• Use the Website for any unlawful purpose or in any manner that violates applicable law.
• Attempt to gain unauthorised access to any part of the Website or its underlying systems.
• Use automated tools, bots, scrapers, or crawlers to extract data from the Website without express permission.
• Transmit any harmful, offensive, or disruptive content through the contact form or any other means of communication with us.

D. Intellectual Property

All Content on this Website, including but not limited to text, graphics, logos, design elements, worksheets, and curriculum materials, is the intellectual property of Fugana Jikopo or its licensors and is protected by applicable copyright law, including the Polish Act of 4 February 1994 on Copyright and Related Rights (Dz.U. 1994 Nr 24 poz. 83, as amended) and Directive 2001/29/EC of the European Parliament and of the Council.

No licence or right is granted to any User to use, copy, reproduce, or distribute any Content except as expressly permitted under Section C above or with prior written consent.

E. Disclaimer of Warranties

This Website and its Content are provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that:

• The Website will be available at all times or will be free from errors or interruptions.
• The Content is complete, accurate, up-to-date, or suitable for any particular purpose.
• Use of the Website will achieve any specific outcome for the User.

To the fullest extent permitted by Polish and EU law, we exclude all implied warranties, conditions, and representations.

F. Limitation of Liability

To the fullest extent permitted by applicable law, Fugana Jikopo shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of, or inability to use, this Website or its Content. This limitation applies regardless of whether the claim is based on contract, tort, statutory duty, or any other legal theory.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under Polish or EU law.

G. External Links

This Website may contain links to external websites. These links are provided for convenience only. We do not endorse, control, or accept responsibility for the content, privacy practices, or availability of any external sites. Access to external sites is at your own risk.

H. Privacy and Cookies

The processing of personal data collected through this Website is governed by our Privacy Policy. The use of cookies and similar technologies is explained in our Cookie Policy. Both documents form part of the overall terms governing your use of this Website.

I. Modifications to These Terms

We reserve the right to modify these Terms of Use at any time. The revised version will be published on this page with an updated "Last Updated" date. Continued use of the Website after the publication of revised Terms constitutes acceptance of those changes. We encourage you to review this page periodically.

J. Governing Law and Disputes

These Terms are governed by the laws of the Republic of Poland. Any dispute arising from or related to these Terms or your use of the Website shall be subject to the jurisdiction of the competent courts of Poland. If you are a consumer resident in another EU member state, you may also have the right to bring proceedings in the courts of your country of residence.

Information about the online dispute resolution platform operated by the European Commission is available at: ec.europa.eu/consumers/odr.

K. Contact

For any questions about these Terms of Use, please contact us at:

Fugana Jikopo
al. Walentego Roździeńskiego 1b, Katowice, Poland
Email: [email protected]
Phone: +48 728 822 560